Delete Information It’s natural to want to delete negative information from your, since potential lenders and others you do business with can see the data contained in your credit history. However, depending on the type of information and when it first appeared on your credit report, it may not be possible or necessary to delete the information. If the information is simply inaccurate, you may be able to dispute it and have it removed from your credit report. Other types of negative information, such as collection actions, bankruptcies, and late payments, will cycle off your credit report after a set amount of time has passed. Because lenders and other businesses use your credit report to make decisions about you, it’s important for your credit history to be as accurate as possible. Review your credit report regularly to ensure you know exactly what information others will see when they view your credit history. Our policies for Ask Experian: The information contained in Ask Experian is for educational purposes only and is not legal advice.
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